Kagoshima City > For the Elderly & the Disabled > Long-Term Care Insurance

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Long-Term Care Insurance

A social system which provides necessary care to seniors, enabling them to live as independently as possible.

Insured Persons

Long-Term Care Insurance generally applies to citizens over 40 years of age, and is broken into two categories: 1) those over 65, and 2) those between 40 ~ 64 years and enrolled in medical insurance.

Who Can Use the Service
(Certification of Needed Long-Term Care or Certification of Needed Support)

  • First insured persons (65 years and over)
    those who are bedridden or suffering dementia, and needing constant assistance in everyday activities like eating, bathing and going to the toilet, or assistance in housework and dressing oneself.
  • Second insured persons (40 ~ 64 years and enrolled in medical insurance)
    those showing middle-age signs of dementia or cerebrovascular disease, and needing care.

Cost to the Individual

10% of the total.

Insurance Premium

  1. First insured persons (65 years and over)
    Is reassessed every 3 years.
  2. Second insured persons (40 ~ 64 years and enrolled in medical insurance)
    Decided by the enrolled medical insurance.

Services Provided

  1. Home services (Certification of Needed Long-Term Care or Certification of Needed Support)
    House calls, day services, home rehabilitation, day care services, home bathing services, loaning of welfare items, home improvement funds, etc.
  2. Facility services (Certification of Needed Long-Term Care)
    Elderly welfare facilities, elderly care facilities, rehabilitation medical facilities.
  3. Community-based services
    Cohabitation living for those with dementia (group home), small-scale multipurpose residences, etc