Kagoshima City > Health & Welfare > Livelihood Protection

Main content starts here.

Livelihood Protection

Livelihood Protection

What is the livelihood protection system?

This system encourages the independence of those households who are living in poverty even after utilizing all their assets and abilities, by providing the necessary protection according to their degree of poverty, and by guaranteeing them a minimum standard of living in terms of health and culture.

How does the livelihood protection system work?

The degree of protection is determined by comparing a household's income against the minimum cost of living, which is calculated using national standards. The deficit is provided in cash and/or in kind.

Eligible for protection (Minimum cost of living > income)

Not eligible for protection (minimum cost of living < income)

Enquiries

First Livelihood Protection Division
TEL 099-216-1281
FAX 099-216-1234

Public Welfare Stabilization Fund

Loans are provided to people who are finding it difficult to make a living and people with disabilities, to help them start a new business or continue an existing one.

Types

Trade, child and maternal welfare, rehabilitation of physical disabilities, disaster recovery funds

Amount of loan

1 million yen or less (annual interest rate of 3% or less)

Enquiries

Community Welfare Division
TEL 099-216-1244
FAX 099-223-3413

Loans Provided by the Social Welfare Council

Welfare Loans

Loans for economic self-sufficiency as well as support and guidance by commissioned welfare volunteers are provided to low-income households and to households with disabled or elderly members who live in Kagoshima City.

Types

General support funds, welfare funds, education support funds, mortgage-backed funds for living expenses

Joint surety

In principle, needed (not needed for small emergency loans)

Small Loans

Loans are provided to low-income households, who have lived in Kagoshima City for at least one year (excluding those households receiving livelihood protection), to cover sudden, unexpected expenditures. These loans are designed to provide temporary relief from financial difficulty.

Amount of loan

Less than 60,000 yen (interest free)

Loan period

Less than 1 year (grace period of 2 months)

Joint surety

1 guarantor is needed

Enquiries

Kagoshima City Council for Social Welfare

City Hall Branch
TEL 099-223-0704
FAX 099-223-0704

Taniyama Branch
TEL 099-267-6130
FAX 099-267-6130

Yoshida Branch
TEL 099-294-2754
FAX 099-294-4701

Sakurajima Branch
TEL 099-293-2969
FAX 099-293-2969

Kiire Branch
TEL 099-345-0221
FAX 099-345-0201

Matsumoto Branch
TEL 099-246-7211
FAX 099-246-7215

Koriyama Branch
TEL 099-298-2278
FAX 099-298-2278