Kagoshima City > Medical Insurance, Pension, Tax > Using Your Health Insurance Card

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Using Your Health Insurance Card

How to seek medical advice at a medical institution

When seeking medical advice at a hospital, present your Health Insurance Card or National Health Insurance Card at the service counter. Once you have seen the doctor, you will need to pay the consultation fee at the service counter. You will need to pay the copayment for the medical treatment covered by your insurance, plus the full amount for any medical treatment not covered by your insurance.

For more details on how to seek medical advice, see here.

Medical treatment not covered by insurance

The following types of medical treatment are not covered by insurance.

  • Injuries caused by a traffic accident or incident involving personal injury, though submitting a notification of accident or illness by a third party will allow for use of health insurance.
  • Normal pregnancy/childbirth. However, if you are enrolled in health insurance, you can be paid a "lump-sum birth allowance". Please contact the medical institution where you plan to give birth for more details.
  • Cosmetic surgery, corrective surgery for myopia, orthodontic treatment
  • Illnesses or injuries sustained at work or while commuting. Medical care can be received for these based on such laws as the Labor Standards Act and the Industrial Accident Compensation Insurance Act.
  • Bed surcharge, such as when you are admitted to a private room
  • Other tests, operations, treatments, medicines, etc. for medical checkups that are not covered

Lump-Sum Maternity Allowance

Health Insurance

If the person insured gives birth to a child, a payment of \420,000 will be made to the head of the household. If the birth is not eligible for an additional payment through the obstetric medical treatment security system, then the amount will be ¥404,000.

 

National Health Insurance

If the person insured gives birth to a child, a payment of \420,000 will be made as a general rule. If the birth is not eligible for an additional payment through the obstetric medical treatment security system, then the amount will be ¥404,000.