Kagoshima City > Medical Insurance, Pension, Tax > Outline of Health Insurance and National Health Insurance

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Outline of Health Insurance and National Health Insurance

Outline of Health Insurance and National Health Insurance

This section contains an explanation of "Health Insurance" and "National Health Insurance."

 

Health Insurance

National Health Insurance

(1)People eligible for insurance

People working at a company or business, etc.

People who do not have workplace health insurance cover

Foreign Residents in Japan under the Basic Resident Registration Law

(2)Procedures for taking out insurance

Procedures are completed by the company or business where you work.

Procedures are completed at the National Health Insurance Division at the government office of the municipality where your address is registered.

(3)Health insurance card

"Health Insurance Card"

"National Health Insurance Card"

A health insurance card demonstrates that you have taken out the insurance.
Always present your card when seeking medical advice at a hospital or other medical institution. You should also carry your card with you when traveling in Japan.

(4)Insurance premiums and method of payment

Premiums are deducted automatically from your salary. The amount is determined according to your income. Half is paid by the insured person, and half by the employer.

  • You will need to make payments yourself.
  • Payments can also be made directly at City Hall or at one of the financial institutions written on the notification of taxes due sent from City Hall.
  • The amount differs depending on such factors as your income and the number of people in your household.

(5)Types of benefits

 

 

Medical benefit

 

 

Medical expenses

※ Average active income earners are those with taxable income of 1.45 million yen or more per year.

Food expenses during admission

Living expenses during admission(aged 65 or over)

High-cost medical expenses

If the amount of the copayment paid at the medical institution is a large amount, the amount in excess of your maximum copayment is paid as subsidized medical-care expenses.

 

When giving birth

If the person insured gives birth to a child, a payment of \420,000 will be made to the head of the household. If the birth is not eligible for an additional payment through the obstetric medical treatment security system, then the amount will be ¥404,000. If the person insured gives birth to a child, a payment of \420,000 will be made to the head of the household. If the birth is not eligible for an additional payment through the obstetric medical treatment security system, then the amount will be ¥404,000.

At time of death

If the person insured dies, a payment will be made to the chief mourner (executor of the funeral).

If the insured person or dependent dies, a fixed payment of 50,000 yen will be made.