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Social Insurance

The following table shows the different types of social insurance in Japan, including "medical insurance," through which an insured person can receive benefits if ill or injured, and "pension insurance," through which an insured person can receive a pension in their old age. For more details, see the relevant page on each type of insurance.

Types of insurance

Main benefits received

Social insurance

 

 

Medical insurance

  • If you are ill or injured, etc.
    Payment of medical treatment, etc.
  • If you are unable to work due to illness or injury
    Sickness benefit
  • If you die
    Funeral expenses
  • If you give childbirth
    Childbirth allowance, lump-sum maternity allowance

 

National Health Insurance

Health insurance

Seamen's insurance

Mutual aid associations

Pension insurance

  • If you become disabled at work or while commuting
    Disability pension, disability allowance
  • If you die
    Survivor's pension
  • If you retire because of old age
    Old-age pension

 

National Pension

Employees' Pension

Mutual aid associations

Nursing care insurance

  • If you are certified as requiring nursing care or assistance
    Nursing care service

Unemployment insurance

  • If you leave your company
    Unemployment allowance, etc.

Workers' compensation insurance

  • If you get injured at work or while commuting
    Injury compensation benefit
  • If you become disabled at work or while commuting
    Disability compensation benefit
  • If you are unable to work due to illness or injury
    Sickness benefit
  • If you die in a workplace accident
    Survivor compensation benefit, funeral expenses

Private insurance

Insurance managed by private insurance companies, which sell various kinds of insurance.

In addition to these insurance programs, Japan also has a system of "livelihood protection (public assistance)" which guarantees a minimum standard of living for the poor.